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Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionals and businesses to drive meaningful change through education. Becoming a Trusted Guide in the Carbon Economy! The integrity of carbon markets depends on people — those who understand the technical systems, honour local contexts, and act with clarity and conscience. The Carbon Market Practitioner Pathway equips changemakers to become credible actors across the carbon project lifecycle. Whether you are supporting your community to benefit from carbon finance, advising institutions, or managing climate projects, this pathway helps you build the core capabilities and confidence to work in one of the world’s fastest-evolving sectors. Corporate Training Packages available for organisations looking to upskill teams. Contact Us Fundamental of Carbon Markets Carbon markets are an essential tool in the global response to climate change. This module introduces the core concepts, systems, and actors that shape how carbon credits are generated, traded, and used. Course Outline: The origins and evolution of carbon markets The difference between voluntary and compliance markets Key terms and concepts: credits, offsets, registries, and standards The role of carbon markets in climate finance and net zero strategies How carbon markets intersect with sustainable development goals What You Will Learn: ✅ Define how carbon markets function and why they matter ✅ Distinguish between market types and players ✅ Navigate common terminology and frameworks ✅ Recognise the opportunities and limitations of carbon markets today Duration: 4 hours (Self-paced) Access The Course Climate Science Carbon Accounting Article 6 of the Paris Agreement Article 6 of the Paris Agreement opens the door to international carbon cooperation. This module dives deep into how Article 6 mechanisms work, with a focus on implications for countries, developers, and the integrity of emissions reductions. Course Outline: The structure and purpose of Article 6.2 and 6.4 How cooperative approaches and ITMOs (Internationally Transferred Mitigation Outcomes) operate Governance, transparency, and reporting obligations What Article 6 means for host countries, NDCs, and corresponding adjustments Opportunities and risks for project developers in emerging Article 6 markets What You Will Learn: ✅ Explain the significance of Article 6 in international climate policy ✅ Identify the key actors and responsibilities under each mechanism ✅ Understand how to position a project or jurisdiction for Article 6 participation ✅ Critically assess the trade-offs and safeguards involved Duration: 6 hours (Self-paced + Case Studies) Access The Course Carbon Market Carbon Project Development Behind every carbon credit is a project — and developing one requires both technical rigour and community insight. This module walks through the carbon project lifecycle, from design to issuance. Course Outline: Common project types: forestry, renewable energy, waste, cookstoves, and more How to set baselines, demonstrate additionality, and apply MRV protocols Navigating leading standards such as Verra and Gold Standard How to engage communities and apply safeguards meaningfully Challenges in project validation, verification, and registry processes What You Will Learn: ✅ Map out the key stages of carbon project development ✅ Apply core project development principles to real examples ✅ Understand what makes a project eligible, additional, and measurable ✅ Engage stakeholders in a way that builds trust and long-term benefit Duration: 15 hours (Self-paced + Industry Case Studies) Access The Course Agroforestry Carbon Market Risks, Governance & Ethics As carbon markets scale, so do the risks. This module explores how to build integrity into systems and decisions — from institutional governance to social safeguards. Course Outline: Risks of double counting, leakage, non-permanence, and over-crediting Governance models at project, national, and international levels Ethical considerations in carbon trading and project development The importance of transparency, consent, and justice How to recognise and prevent greenwashing What You Will Learn: ✅ Identify the key risks that undermine carbon market credibility ✅ Analyse governance structures for strengths and gaps ✅ Understand the ethical responsibilities of market participants ✅ Make informed decisions that prioritise trust, equity, and impact Duration: 15 hours (Self-paced + Practical Exercises) Access The Course Resource Mgmt Sustainable Resource Management Develop expertise in circular economy principles, waste management, water conservation, and energy efficiency for sustainable resource management. Course Outline: Circular economy principles and applications Sustainable waste management and recycling strategies Water conservation and responsible water use policies Renewable energy integration for resource efficiency Corporate sustainability case studies What You Will Learn: ✅ Understand circular economy principles and sustainable resource use ✅ Learn how to implement water and waste management strategies ✅ Explore corporate sustainability initiatives in resource conservation Duration: 5 hours (Self-paced + Case Studies) Access The Course Climate Risk Climate Risk & Resilience Assess physical, transition, and financial risks associated with climate change and develop resilience strategies for businesses, cities, and communities. Course Outline: Understanding climate risk categories (physical, transition, liability) Risk assessment methodologies and climate scenario analysis Strategies for climate adaptation and corporate resilience Case studies on climate risk management in financial and corporate sectors What You Will Learn: ✅ Learn how to identify and assess climate risks ✅ Develop climate resilience strategies for businesses and communities ✅ Understand financial risks linked to climate change Duration: 6 hours (Self-paced + Risk Assessment Tools) Access The Course Climate Scenario Climate Models & Scenario Analysis Explore predictive climate models and scenario analysis used in policy, finance, and corporate sustainability planning. Course Outline: Introduction to climate models and forecasting IPCC scenario analysis & applications Financial sector integration of climate risk modeling Case studies: Climate risk models in corporate strategy What You Will Learn: ✅ Understand how climate models predict future climate impacts ✅ Learn how businesses use climate scenario analysis ✅ Explore financial and policy applications of climate modeling Duration: 6 hours (Self-paced + Scenario Planning) Access The Course Transition Planning Transition Planning & Carbon Reporting Learn how companies plan their climate transition, align with TCFD reporting, and integrate carbon disclosures into ESG strategies. Course Outline: Principles of climate transition planning Aligning corporate strategy with net-zero targets Carbon disclosure frameworks Case studies: Corporate carbon transition plans What You Will Learn: ✅ Learn how to develop and implement transition plans ✅ Understand how corporations disclose carbon risks and performance ✅ Explore best practices for carbon-related financial reporting Duration: 5 hours (Self-paced + Practical Reporting Exercises) Access The Course

Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionals and businesses to drive meaningful change through education. Educate. Empower. Elevate. Advancing Sustainability through Competency Get Started Learn More Servics Our Academy Sustainability is not just about doing what is right—it’s about what works. At Terrama, we don’t just teach sustainability—we build the capacity for real, systemic change . Our competency-building approach 3H1M methodology is grounded in UNESCO ESD key competencies —the Head (Knowledge), the Heart (Mindset), the Hands (Skills), and IMpact (Measurable Outcomes)—ensures that sustainability is not just understood, but actively implemented to drive transformation. Our Four Key Competency Areas: Understanding Sustainability (Head): Gaining a solid theoretical foundation is essential for making informed sustainability decisions. Leading Sustainability Transformation (Heart): Sustainability is a mindset and a call to action, requiring systems thinking and commitment. Applying Sustainability in Practice (Hands): Sustainability knowledge must be complemented with hands-on skills. Measurable Sustainability Outcomes (Impact): Beyond learning and action, sustainability must deliver tangible, long-term impact. Through expert-led courses, hands-on applications, and industry partnerships, we empower learners to adopt responsible business practices, improve ESG performance, and drive sustainable innovation. Whether you’re just starting or advancing your expertise, our programmes help build financial resilience, optimise operations, and mitigate risks. Wherever you are on your sustainability journey, Terrama transforms learning into action, shaping leaders who drive meaningful and measurable change. Our Core Focus Areas: Carbon Markets Credible climate action through capacity, integrity, and co-benefits. Sustainable Finance Empowering capital to serve climate, nature, and society. Mindful Communications Crafting sustainability narratives with clarity, conscience, and connection.

Exchange programmes, collaborations, Terrama Exchange Programmes & Collaborations Our Exchange Programmes and Collaborations create meaningful opportunities for practitioners, learners, and leaders to engage in shared learning, real-world application, and cross-border collaboration. These initiatives are designed to build capacity, deepen regional understanding, and accelerate climate and sustainability outcomes across ASEAN and Asia. Systems Thinking for Sustainability Exchange A facilitated leadership development track for changemakers driving sustainability transformations within organisations, communities, or ecosystems. Participants engage in experiential learning, systems thinking workshops, and peer coaching to cultivate long-term collaborative leadership capacity. Academy & Industry Co-Labs Hands-on learning labs where participants work alongside practitioners on live consultancy projects—"Impact of Mindfulness on Sustainable Development" Carbon Markets Study Tours (Virtual/ In Person) Immersive learning journeys to key carbon market hubs such as Singapore, Bhutan, and Indonesia. Participants explore policy design, project implementation, and market mechanisms, tailored for regulators, developers, and financiers. Student & Youth Internship Track Offering students and early-career professionals meaningful exposure to the sustainability sector through placements linked to research, advisory work, and on-the-ground project implementation.

Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionals and businesses to drive meaningful change through education. Press https://www.wbcsd.org/Overview/News-Insights/3blnews?mid=302251&pgno=2&fdpgno=1 AccountAbility Releases New Translations of the AA1000 AccountAbility Principles (AA1000AP, 2018) in Spanish, Portuguese, and Bahasa Indonesian TWEET ME: Now Available: Spanish, Portuguese, and Bahasa Indonesian translations of AccountAbility's signature sustainability management framework and guidance document, the AccountAbility Principles (AA1000AP, 2018) https://bit.ly/3lfQDdE MULTIMEDIA FROM THIS RELEASE Back to headlines Newsroom: AccountAbility 08 October 2020 - 08:00am NEW YORK/LONDON, October 8, 2020 /3BL Media/ - AccountAbility is pleased to announce the launch of additional translations –Spanish, Portuguese, and Bahasa Indonesian – of its signature sustainability management framework and guidance document, the AccountAbility Principles (AA1000AP, 2018). These translations are now available for free download on AccountAbility’s website. The AccountAbility Principles have been applied for over two decades by organizations of all sizes and across industry sectors to successfully identify, prioritize, and respond to sustainability challenges to improve their overall, long-term performance. The AA1000AP (2018) serves as the foundation of the AA1000 Series of Standards, and offers an informed update to the firm’s internationally accepted, principles-based approach to sustainability management for the 21st Century. Today’s release of the Spanish, Portuguese, and Bahasa Indonesian translations of the AA1000AP (2018) would not have been possible without AccountAbility’s generous translation sponsors and peer reviewers – who donated their time and expertise to advance the global accessibility of this critical sustainability guidance document. In recognition of the invaluable contributions of these partners, AccountAbility is honored to share their unique perspectives and insights related to bringing these new translations to market. Spanish AA1000AP (2018) Translation The Spanish version of the AA1000AP (2018) was translated and sponsored by the Madrid-based professional services firm and AccountAbility-licensed Assurance Provider, UHY Fay & Co . Max Gosh, Managing Director at UHY Fay & Co, shared the following statement regarding the launch of this translation: “The rapid changes and the multiple challenges businesses have to face in the current global context have made it ever more evident that businesses need to become more efficient and proactive in identifying, prioritizing, and responding effectively to key sustainability issues. For us at UHY FAY & Co Madrid, it has been a pleasure to collaborate with AccountAbility in the AA1000AP (2018) Standard translation. The Accountability Standards have played a decisive role in how we, as consultants, approach our sustainability practice, and we hope that many other companies will benefit from the guidance provided by the standard… It is our hope that the availability of this framework in Spanish will have a significant impact on the promotion of the best sustainability practices across Spain, Latin America, and other Spanish-speaking countries – which will positively contribute to the global business community.” AccountAbility-licensed Assurance Provider, Sustaina Value, Chile , conducted the peer-review of the Spanish translation. Dr. Luis D. Torres, Associate Director at Sustaina Value, expressed: “We believe it is important to make the AA1000 AccountAbility Principles available to Spanish speakers, and are happy to have contributed to this process. The AA1000AP (2018) Standard is not only a key framework for organizations wanting to effectively manage sustainability, but also the basis for external assurance on sustainability reporting.” Portuguese AA1000AP (2018) Translation The Portuguese translation of the AA1000AP (2018) was expertly peer reviewed by the AccountAbility-licensed Assurance Providers PwC Portugal and the Brazil-based firm Conecta Consultores . Cláudia Coelho, Sustainable Business Solutions Director at PwC Portugal, shared regarding the translation: “This standard provides a structured framework for the identification, prioritization, and response to sustainability challenges, integrating stakeholder's perspectives in the process. The Portuguese translation will contribute to the dissemination and adoption of the AA1000 Principles amongst companies in Portuguese-speaking countries." Marcelo Aversa, Partner at Conecta Consultores, reinforced the value of developing this translation for Portuguese-speaking audiences, voicing: “AccountAbility’s AA1000 Series of Standards (Principles, Engagement, and Assurance) provide rigor and credibility in the implementation and/or Assurance processes of ESG criteria. As a Licensed Assurance Provider, it was a great honor for Conecta Consultores to collaborate in the Portuguese translation of the AccountAbility Principles, and we hope it will contribute to a greater use of the Standards by Brazilian companies.” Bahasa Indonesian AA1000AP (2018) Translation The Bahasa Indonesian version of the AA1000AP (2018) was translated and sponsored by SYR Solutions Pte Ltd, an AccountAbility-licensed Assurance Provider and professional services firm based in Singapore. Tan Bee Lay, Founding Director and Principal Consultant of SYR Solutions Pte Ltd, stated regarding the Bahasa Indonesian translation of the AccountAbility Principles: “The AA1000 Series of Standards continue to empower companies to move beyond a compliance approach, toward one that is value-driven and outcome oriented. As sustainable development makes real progress in Indonesia through Indonesia Vision 2050, it is our privilege to make the AA1000AP (2018) available to the Bahasa Indonesian-speaking audience.” The Bahasa Indonesian translation was peer reviewed by the AccountAbility-licensed Assurance Provider, Moores Rowland Indonesia . Ali Rahmadi, Head Division of Sustainability Services, emphasized the value of this translation by sharing: “Moores Rowland believes that whether a reporting company, assurer, or information consumer, the AA1000AP 2018 is the go-to standard for implementing, reporting, and assuring ESG reports. Believing strongly in the Business Purpose of a Corporation, Moores Rowland is proud to have played its part in helping to promote the growth of ESG reporting in the region through this Indonesian translation.” This announcement comes on the heels of AccountAbility’s release of German and Simplified Chinese Translations of the AA1000AP (2018), with more translations in Italian and French anticipated later this fall to further expand global access to principles-based sustainability guidance The AccountAbility Principles and its translations may be downloaded at http://www.accountability.org/standards/ along with the latest versions of other standards in the AA1000 Series of Standards. -- About AccountAbility AccountAbility is a global consulting and standards firm that works with businesses, investors, governments, and multi-lateral organizations to achieve opportunities, advance responsible business practices, and transform their long-term performance. We focus on delivering practical, effective, and enduring results that enable our clients to succeed. Contact: Megan Maher megan.maher@accountability.org AccountAbility

Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionalsin emergine markets to navigate today’s sustainability challenges while driving returns maximisation, cost minimisation, and risk reduction. Our Work Terrama’s 3H1M framework is central to our approach, ensuring that sustainability principles are not only understood but also effectively applied to drive systemic change. By integrating the 3H1M framework into these initiatives, Terrama ensures that individuals gain not only theoretical knowledge but also practical skills, a transformational mindset, and the ability to create systemic impact—empowering them to drive lasting sustainability change within their organisations and industries. Here's how we've implemented this methodology across various projects: Sustainability Leadership for Conservation A programme designed to develop the skills needed for implementing sustainable practices that balance conservation goals with operational efficiency for an orang utan sanctuary. 3H1M Application : Head (Knowledge): In-depth training on sustainable conservation strategies that balance environmental goals with operational efficiency. Heart (Mindset): A leadership-driven commitment to integrating conservation efforts with business operations. Hands (Skills): Practical competencies in implementing conservation-aligned business practices within organizations. Impact: Strengthened capacity for systemic change by embedding conservation into long-term strategic planning Circular Economy Approaches to Food Waste A programme dedicated to repurposing food waste into new resources, emphasising upcycling and the creation of sustainable value chains for a tourism island. 3H1M Application : Head (Knowledge): Education on circular economy principles and sustainable value chains. Heart (Mindset): Cultivating an innovation-driven sustainability culture in waste management. Hands (Skills): Practical application of upcycling food waste into new resources and value-added products. Impact: Enabling a system-level shift toward regenerative food systems and waste reduction. Renewable Energy Policy and Sustainable Finance for SMEs A course designed to offer an accessible introduction to renewable energy regulations, incentives, and financing tools, enabling businesses to align sustainable practices with economic viability and unlock renewable energy opportunities. 3H1M Application : Head (Knowledge): Insights into renewable energy policies, incentives, and regulatory frameworks. Heart (Mindset): A proactive approach to integrating sustainable energy solutions within SMEs. Hands (Skills): Tools and methodologies for aligning business models with renewable energy opportunities. Impact: Driving widespread adoption of renewable energy practices in the SME sector. Sustainable Sourcing Fundamentals An introduction to the principles of sustainable sourcing, covering key concepts, market drivers, and best practices, with a focus on the ISCC PLUS standards and certification processes for agriculture supply chains. 3H1M Application : Head (Knowledge): Understanding key concepts, market drivers, and ISCC PLUS certification for sustainable sourcing. Heart (Mindset): Commitment to ethical sourcing and responsible procurement practices. Hands (Skills): Practical training in certification processes for agricultural supply chains. Impact: Strengthening supply chain resilience through sustainable sourcing strategies. Sustainable Compliance in Used Cooking Oil Processing Verification of Used Cooking Oil (UCO) traceability and compliance, ensuring proper record-keeping, on-site inspections, and mass balance audits, with a focus on identifying risks, recommending corrective actions, and enhancing transparency for sustainable biofuel certification. 3H1M Application: Head (Knowledge): Guidelines on UCO traceability, compliance, and international certification standards. Heart (Mindset): Emphasising the importance of transparency and accountability in biofuel certification. Hands (Skills): Training in record-keeping, on-site inspections, and mass balance audits. Impact: Enhancing supply chain integrity and ensuring regulatory compliance for biofuels.

Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionals and businesses to drive meaningful change through education. School of Mindful Reporting & Systems Thinking The School of Mindful Reporting & Systems Thinking supports sustainability and communications practitioners to engage deeply with the process behind the report — cultivating awareness, discernment, and systems thinking in how we gather, interpret, and share sustainability information. Here, reporting becomes more than disclosure. It becomes a practice of responsible observation, relational accountability, and purposeful communication — grounded in the understanding that how we report is as important as what we report. Learn the fundamentals of sustainability reporting and explore how mindful practices applied during data collection, reflection, and decision-making can lead to more purposeful, credible, and aligned disclosures. Foundations of Mindful Reporting Read More Learn to see the forest, not just the trees. Develop the capacity to map complexity, trace root causes, and tell stories that honour the interconnected nature of people, planet, and purpose. Systems Thinking for Sustainability Communicators Read More Ground your words in wisdom. Explore how transparency, accountability, and humility shape the way we represent people, nature, and progress — and what it means to communicate with care. Ethics & Responsibility in Sustainability Communication Read More Move beyond the checklist. This module invites you to use data not just to inform, but to engage — making space for both what is measurable and what truly matters. Materiality, Metrics & Meaning Read More Learn how third-party ESG assurance and audit processes ensure credibility and compliance. Assurance & Verification of Sustainability Reports Read More Learn how to craft compelling sustainability stories using data, visuals, and narrative. ⁠An Engaging Narrative: An Integrative Verbal & Visual Approach to Storytelling Read More

Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionals and businesses to drive meaningful change through education. Build your career as a Sustainable Finance Practitioner! The School of Sustainable Finance equips learners with the expertise and practical skills to thrive in the evolving field of sustainable finance. Whether you’re an investment manager, financial analyst, policymaker, or corporate leader, these courses provide the knowledge to integrate ESG, assess climate risks, and drive responsible financial strategies that align with global sustainability goals. Corporate Training Packages available for organisations looking to upskill teams. Contact Us Foundation Foundations of Sustainable Finance This course introduces the fundamentals of sustainable finance, including ESG investing, green financial instruments, and impact measurement. Course Outline: Principles of sustainable finance & ESG investing Types of sustainable financial products (green, social, and sustainability-linked bonds & loans) Role of financial institutions in climate action & sustainable development Overview of impact finance and blended finance What You Will Learn: ✅ Understand the fundamentals of sustainable finance and ESG investing ✅ Learn about green bonds, sustainability-linked loans, and social finance ✅ Identify key players and regulations shaping sustainable finance Duration: 3 hours (Self-paced) Access The Course ESG Risk ESG Risk Assessment & Financial Integration Explore how ESG risks impact financial performance and learn how investors integrate sustainability factors into valuation and risk management. Course Outline: ESG risks in credit, market, and operational risk frameworks Materiality of ESG risks in financial decision-making ESG ratings, scoring methodologies, and portfolio integration Case studies: ESG risk management in asset management & banking What You Will Learn: ✅ Assess ESG risks and their impact on financial stability ✅ Understand how banks, investors, and insurers evaluate ESG risks ✅ Apply ESG risk assessment methodologies in financial analysis Duration: 6 hours (Self-paced + Case Studies) Access The Course Carbon Credits Impact Finance Sustainable Investment & Impact Finance Learn responsible investment strategies, including thematic investing, ESG integration, and impact measurement for financial institutions. Course Outline: ESG investing strategies (exclusionary screening, best-in-class, thematic, impact investing) Measuring impact: SDG alignment, ESG KPIs & reporting Role of PRI (Principles for Responsible Investment) and fiduciary duty Case studies: Sustainable funds & ESG portfolio construction What You Will Learn: ✅ Differentiate between sustainable investing strategies ✅ Learn how to measure and report ESG impact in financial investments ✅ Understand regulatory expectations for ESG funds and disclosures Duration: 6 hours (Self-paced + Case Study Analysis) Access The Course Transition Finance Green & Transition Finance Understand how green and transition finance drive decarbonisation, including green bonds, transition bonds, and climate-linked financial instruments. Course Outline: Understanding Green & Transition Finance Frameworks EU Taxonomy & ASEAN Taxonomy for Sustainable Finance Sustainability-linked instruments: bonds, loans & investment vehicles Role of central banks & policy incentives in green finance What You Will Learn: ✅ Learn the fundamentals of green and transition finance ✅ Understand how taxonomies impact sustainable financial markets ✅ Explore how sustainability-linked financial instruments work Duration: 5 hours (Self-paced + Practical Exercises) Access The Course Taxonomies Taxonomies & Regulatory Frameworks Understand global sustainable finance taxonomies and regulatory frameworks, including EU Taxonomy, SFDR, SEC ESG disclosures, and ASEAN regulations. Course Outline: Overview of EU Taxonomy, ASEAN Taxonomy, SFDR, and SEC ESG rules How taxonomies classify sustainable vs. non-sustainable activities The role of regulators, central banks, and financial institutions Compliance strategies for financial institutions & corporations What You Will Learn: ✅ Understand global sustainable finance taxonomies & their classifications ✅ Learn how regulatory trends impact sustainable finance ✅ Gain insights into sustainability disclosures for financial institutions Duration: 5 hours (Self-paced + Regulatory Deep Dive) Access The Course Corp Finance Sustainable Corporate Finance & Lending Understand how financial institutions integrate ESG into lending decisions, including sustainability-linked corporate financing. Course Outline: ESG in corporate credit risk and lending Sustainability-linked loans & bonds Corporate finance strategies for ESG-driven businesses Case studies: How banks assess ESG risks in lending What You Will Learn: ✅ Understand how ESG factors influence corporate lending ✅ Learn about sustainability-linked loans and risk-adjusted financing ✅ Gain insights into corporate ESG integration strategies Duration: 5 hours (Self-paced + Practical Exercises) Access The Course

Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionals and businesses to drive meaningful change through education. Accreditations & Certifications Our Trusted Partners A member of Climate-U

Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionals and businesses to drive meaningful change through education. Privacy Policy Introduction This Privacy Policy aims to help you understand how we at Terrama handle personal information that we may collect when you use our website www.terra-ma .com. By using this website, you agree to our collection, use and disclosure of your personal information in accordance with this Privacy Policy. What personal information do we collect? When you use our website, we collect personal information which you voluntarily provide to us, such as your name and contact details when you register for talks and seminars which we organise, or your employment details if you send us your curriculum vitae in connection with employment opportunities with us. How do we use the personal information? If you do provide personal information to us, we may use the personal information for the following purposes: (a) administering and managing our relationship with you, including dealing with any requests or inquiries which you may have and providing services to you; (b) conducting our recruitment and selection process; (c) contacting you regarding any updates, events or publications which may be of interest to you; (d) managing our business and website; (e) meeting any legal, governmental or regulatory requirements and (f) such other purposes as permitted by applicable law or with your consent. All personal information provided to us will be kept confidential. However, we may be required to share your personal information with our offices, third-party service providers, agents and/or our affiliates or related corporations, and/or other third parties, whether located in Singapore or outside of Singapore, where it is necessary to carry out the purposes set out above. In these circumstances, we will share your personal data in accordance with applicable data protection laws. Before s haring your personal data, we will take all steps reasonably necessary to ensure that the transfer of your personal data is subject to appropriate safeguards. Cookies Cookies are pieces of information which are issued to your computer or mobile device when you visit a website, and which store and track information about your use of the website. We use cookies to store and track anonymous statistical information when browsing our website. We use this information to improve our website and to learn which parts of our website are most popular with users. Third-Party Links Our website may contain links to third-party websites whose data protection practices may differ from ours. We are not responsible for the content and privacy policies of these third-party websites, and we encourage you to consult their privacy policies before using the third-party websites. Contact Us Please contact us with any questions, concerns or comments you may have about this Privacy Policy. Changes We reserve the right to change this Privacy Policy from time to time. An y changes to this Privacy Policy will be posted on our website.

Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionals and businesses to drive meaningful change through education. School of Sustainable Finance The School of Sustainable Finance empowers finance learners to integrate ESG considerations, climate risk, and impact finance into decision-making. Our courses guide leaders through taxonomies, climate finance regulations, and sustainability-linked investments—equipping them with strategies that maximise returns, minimise costs, and reduce risks to support a sustainable, just transition. Understand the fundamentals of sustainable finance, ESG integration, and impact investing. Foundations of Sustainable Finance Read More Learn how to assess ESG risks and opportunities in investment decision-making. ESG Risk Assessment & Financial Integration Read More Gain insights into sustainable investing approaches (e.g., negative/exclusionary screening, best-in-class selection, thematic investing). Sustainable Investment & Impact Finance Read More Understand how financial institutions integrate ESG factors into credit risk analysis and lending decisions. Sustainable Corporate Finance & Lending Read More Explore financing mechanisms for climate action, decarbonisation, and just transition. Climate & Transition Finance Read More Understand global sustainable finance taxonomies, including EU Taxonomy, ASEAN, and Singapore's Green Finance Framework. Taxonomies & Regulatory Frameworks Read More

Terrama is a sustainability academy dedicated to making sustainability knowledge accessible, actionable, and globally relevant, empowering professionals and businesses to drive meaningful change through education. School of Carbon Markets As the world accelerates its transition toward net zero, carbon markets are emerging as a vital mechanism to channel finance into climate solutions. At Terrama, we believe that a just and credible carbon market ecosystem must be built on understanding , integrity , and inclusion . The School of Carbon Markets equips learners and practitioners with the essential knowledge and competencies to engage meaningfully and ethically in this dynamic field. Whether you are a policymaker, developer, investor, or community leader, this learning journey will help you connect the dots between climate ambition, carbon finance, and real-world impact. Gain a foundational understanding of how carbon markets work, from key terms and mechanisms to their role in climate finance and sustainable development. Fundamentals of Carbon Markets Read More Explore international cooperation under Article 6, including market-based approaches, governance frameworks, and implications for project developers. Article 6 of Paris Agreement Read More Explore voluntary and compliance carbon markets, carbon pricing mechanisms, and how to develop high-integrity carbon projects. Carbon Project Development Read More Understand the risks and ethical dimensions of carbon markets, and how strong governance can ensure environmental integrity and stakeholder trust. Carbon Market Risks, Governance & Ethics Read More Learn circular economy principles, waste management, and water conservation strategies. Sustainable Resource Management Read More Assess physical, transition, and financial risks related to climate change and develop resilience strategies for businesses and communities. Climate Risk & Resilience Read More Explore predictive climate models and scenario planning for assessing long-term climate trends. Climate Models & Scenarios Analysis Read More Understand frameworks for corporate climate transition planning, including TCFD-aligned disclosures. Transition Planning & Carbon Reporting Read More