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At Terrama, we build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. Educate. Empower. Elevate. Turning Knowledge Into Meaningful Impact Get Started Learn More Servics The Terrama Approach Sustainability is not just about doing what is right—it’s about what works. At Terrama, we don’t just teach sustainability—we build competencies and deliver strategic consultancy to drive real, systemic change. As a sustainability consultancy and learning platform focused on emerging markets, we combine strategic advisory with education to equip individuals and organisations to embed sustainability into their decisions, operations, and culture. Our proprietary 3H1M methodology, grounded in UNESCO Education for Sustainable Development (ESD) key competencies, integrates: Head (Knowledge) – Building a strong theoretical foundation to inform sustainability decisions. Heart (Mindset) – Cultivating systems thinking and the mindset to lead transformation. Hands (Skills) – Developing the practical skills needed to apply sustainability in real-world contexts. Impact (Measurable Outcomes) – Ensuring that learning leads to tangible, long-term sustainability results. Through expert-led programmes, hands-on learning, and industry partnerships, we equip change-makers to lead with purpose, improve ESG performance, and create lasting impact. Wherever you are on your sustainability journey, Terrama transforms learning into action, shaping leaders who drive meaningful and measurable change. Our Core Focus Areas: Carbon Markets Credible climate action through capacity, integrity, and co-benefits. Sustainable Finance Empowering capital to serve climate, nature, and society. Responsible Reporting Crafting sustainability narratives with clarity, conscience, and connection.

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. ABOUT US About Us At Terrama, we believe meaningful sustainability transformation starts with building competency — empowering people to turn their values into effective, lasting action. Founded by experts in sustainability, finance, and education, we bridge the gap between theory and practice through expert-led training, applied learning, and collaborative partnerships that drive real-world impact. Our Brand Our brand is symbolised by the butterfly — a natural bioindicator of ecosystem health. Just as the butterfly reflects the condition of its environment, we adopt a systems-based perspective , recognising the interconnectedness of environmental, social, and economic systems. This perspective guides our commitment to fostering not just sustainable, but regenerative outcomes. It has shaped our structured, competency-driven approach to sustainability education — designed to equip individuals and organisations with the knowledge, skills, and mindset needed to embed sustainability and regeneration into strategy, operations, and day-to-day decisions. Our Commitment We are committed to the UN Global Compact corporate responsibility initiative and its principles in the areas of human rights, labour, environment and anti-corruption. www.unglobalcompact.org Our work aligns with the UN Sustainable Development Goals (SDGs), driving impact in education, economic growth, and climate action. How Terrama Drives Impact Local Talent Development & Empowerment – In every market we enter, we hire and enable local professionals to build capacity and drive sustainable change. Expanding Sustainability Education – Delivering practical, applicable knowledge that empowers learners to drive sustainable growth, minimise costs, and reduce risks. Workforce Development for Green Jobs – Preparing individuals for careers in sustainable finance, ESG leadership, and climate action. Enabling Systemic Change – Collaborating with businesses, governments, and academia to close the sustainability skills gap. Measuring Impact – Tracking learner success, corporate adoption, and industry transformation through sustainability training. Join Us in Creating Measurable Impact Terrama is seeking impact investors, corporate partners, and sustainability leaders to expand the reach of sustainability education. Let’s work together to create a future where knowledge fuels real-world action. 📌 Contact us today to explore investment and partnership opportunities. Meet the Team Dedication. Expertise. Passion. Our Partners Tan Bee Lay Impact Partner MSc, Information Systems University of Brighton, UK BSc, Chemistry National University of Singapore Bee Lay is a sustainability leader and management consultant with over 30 years of experience advising organisations across finance, energy, waste management, and industrial sectors in Asia. As Impact Partner at Terrama, she leads the company’s sustainability consultancy and competency-building platforms, guiding strategic direction, curriculum development, and industry partnerships to ensure that sustainability solutions are practical, impactful, and aligned with international standards. She is passionate about bridging the gap between theory and real-world application, equipping professionals and organisations with actionable expertise. In addition to her role at Terrama, she serves as Chief Sustainability Officer at SDAX – Singapore Digital Asset Exchange - where she developed and maintains the Green Taxonomy and ESG framework, sustainability reporting requirements and listing rules for assets listed on the exchange, supporting the integration of sustainability principles into private capital markets. She also plays a key role in advancing sustainability standards in Singapore, serving as a Technical Committee member for Environmental Management and Sustainable Finance with Singapore Standards Council, Enterprise Singapore. A Senior Practising Management Consultant (SBACC-certified), Bee Lay is committed to fostering the skills, knowledge, and leadership needed to drive real-world sustainability impact through advisory and education platforms. Partner (Curriculum & Pedogogy) PhD, Multicultural Education MSc, Comparative & International Education University of Oxford, UK BA, Mathematics with Education Systems University of Cambridge, UK Tracey Yani Harjatanaya Tracey is an education specialist and curriculum strategist with over 10 years of experience as an educator, school leader, educational consultant, and researcher. She has led independent academic and policy-making projects in education and social policy, with published works covering multicultural education, teacher professional development, literacy, comparative education, and assessment. As Partner (Curriculum & Pedagogy) at Terrama, she ensures that the academy’s programmes are pedagogically sound, engaging, and aligned with international best practices. She oversees course design, instructional methodologies, and curriculum innovation, ensuring that Terrama’s sustainability education is accessible, impactful, and effective for diverse learners. In addition to her role at Terrama, Tracey also serves as the Rector at Universitas Satya Terra Bhinneka in Medan, Indonesia. With experience advising governmental and non-governmental organisations on education for development and environmental education, she is committed to integrating inclusive, research-driven, and transformative learning approaches to equip professionals with the knowledge needed to drive sustainability impact. Tan Ching Guei Partner (Strategy & Risk) MBA, Accountancy Nanyang Technology University Bachelor of Engineering (First Class Honours) National University of Singapore Ching Guei is a seasoned strategy & risk professional with over 30 years of experience in financial risk management, corporate governance, and strategic leadership across banking, insurance, and reinsurance sectors. He has held senior executive roles in leading financial institutions, including Chief Risk Officer at Asia Capital Reinsurance Group, Managing Director at Great Eastern Holdings, and Head of Strategy & Change Management at OCBC Bank. With a strong foundation in financial risk, investment management, and corporate strategy, Ching Guei has led risk governance frameworks, asset-liability management, and strategy and business development initiatives across Asia’s financial markets. His extensive experience includes overseeing risk committees, investment boards, and cross-border expansion projects, positioning him as a key leader in integrating sustainability risk and ESG compliance into financial institutions. At Terrama, Ching Guei brings his expertise in risk governance, sustainability compliance, and financial oversight, ensuring that sustainability education aligns with global risk standards and corporate best practices. His leadership strengthens the academy’s mission to integrate sustainability, financial prudence, and regulatory excellence into business education. Programme Management Office Melisa Lius Engagement Partner BSc, Business Administration, University At Buffalo BA Psychology, University At Buffalo Melisa is a dedicated sustainability professional with over a decade of experience across business operations, stakeholder engagement, programme management, and ESG initiatives. At Terrama, Melisa leads the design, development, and delivery of experiential exchange programmes focused on sustainability learning. She oversees company operations to ensure seamless coordination across client engagements, partners, and internal processes. Melisa facilitates immersive sustainability experiences that bridge practical exposure to local environmental and community practices, creating transformative learning moments. A key contributor to Terrama’s digital transformation, Melisa supports the development and operational readiness of its Learning Management System (LMS) for sustainability education. Passionate about embedding mindfulness into sustainability work, she plays a central role in shaping Terrama’s brand positioning—emphasizing lived experience and the integration of social and environmental dimensions. Melisa is fluent in English and Indonesian, with basic proficiency in Mandarin. Tsezin Lhamo Tobden Programme Executive BA, English Studies, Royal Thimphu College, Royal University of Bhutan Certificate of Completion of HRO Onboarding Program, The Royal Civil Service Commission, Bhutan Tsezin is a proactive and adaptable professional with a growing portfolio in human resource management and sustainability-focused programme delivery. With a year of experience as an Assistant Human Resource Officer at the Royal Civil Service Commission of Bhutan, she managed core HR functions across multiple ministries and regional offices—demonstrating strong communication skills, professional integrity, and a collaborative spirit. Currently at Terrama, Tsezin supports the development and delivery of experiential exchange programmes centered on sustainability learning. She also contributes to company operations, ensuring smooth coordination across client engagements, partner collaborations, and internal processes. Her cross-sector experience, combined with her attention to detail and interpersonal effectiveness, positions her as a versatile contributor to mission-driven and dynamic teams. Specialist & Faculty Lee C G, John Specialist & Faculty PhD, International Trade Trinity College, USA MBA, Marketing Leicester University, UK BSc, Agricultural Economics Newcastle University, UK John is a seasoned professional with over 35 years of boardroom and senior management experience in the agri-food sector. He has held senior regional roles at leading multinational corporations, including Rhone-Poulenc Animal Nutrition, CP Group, Gold Coin Group, and Kemin Industries. At Terrama, John leverages his expertise in sustainable agriculture, climate change, and supply chain management to keep the organization at the forefront of innovation by aligning with global standards and industry best practices. As an adjunct professor at Brawijaya University, Trisakti University, and Diponegoro University in Indonesia, John mentors doctoral students on how sustainable practices can transform the agri-food industry, boost rural economic development, and address climate change. Notably, John served as CEO of the China-Singapore Jilin Food Zone, a joint venture between the Jilin government and a Temasek subsidiary, where he ensured the project's strategic alignment with sustainable agriculture, food safety, and resilient supply chain goals. John's strategic vision and practical expertise have been instrumental in driving innovation and sustainability throughout the agri-food sector. He has also actively advised government agencies on enhancing farming practices and supporting local communities, playing a key role in raising agricultural standards and promoting sustainable development. Katy Kan Partner (Communications Specialist & Partnership Lead) PhD, Critical Discourse Analysis, Political Humour, Carnivalesque Nanyang Technological University, Singapore MA, Applied Linguistics Nanyang Technological University, Singapore BBA, Marketing National University of Singapore Katy is a communication and sustainability reporting expert with over 20 years of experience in higher education, corporate training, and ESG communication. She has taught at NUS, Temasek Polytechnic, and Nanyang Polytechnic, designing courses in business communication and negotiation. At Terrama, she leads curriculum development and faculty training, ensuring sustainability education aligns with global reporting standards. She has consulted for SMEs and MNCs on ESG frameworks, sustainability reports, and strategic messaging to mitigate greenwashing risks. A certified management consultant (TÜV SÜD) and GRI-certified professional, she integrates applied linguistics, corporate strategy, and ESG communication to strengthen business and sustainability narratives. Katy is also the Director of Katydid Connect. Dennis Tay Specialist & Faculty Diploma in Marine Engineering, Singapore Polytechnic Post Grad Cert in Executive Coaching, Lancaster University Management School Diploma in Ontological Coaching, Newfield Network Dennis is a leadership and executive coach with extensive experience in designing and delivering leadership systems across healthcare, corporate, and public sectors. Over the past decade, he has worked closely with major healthcare clusters in Singapore, including NHG, NUH, SingHealth, and TTSH, to drive leadership transformation and systemic change at the organizational level. He has designed and implemented leadership competency models, facilitated strategic planning, and coached senior leaders to enhance leadership effectiveness. As a faculty member at Terrama, Dennis brings his expertise in leadership development, executive coaching, and change management to empower professionals with the skills needed to lead sustainability transitions. He works closely with industry practitioners to integrate leadership principles into sustainability education, ensuring that professionals can drive meaningful impact within their organizations and communities. In addition to his role at Terrama, Dennis is actively involved in strategic planning, team coaching, and crisis management training for organizations across sectors, including government agencies, multinational corporations, and non-profits. He has served as an executive coach for C-suite leaders in Beijing, Hong Kong, Shanghai, and Tokyo, and has been instrumental in talent management initiatives within healthcare leadership. With a background in coaching, change leadership, and strategic facilitation, Dennis is committed to equipping professionals with the leadership capabilities needed to navigate complex challenges and create lasting impact in sustainability and beyond.

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. Accreditations & Certifications Our Trusted Partners A member of Climate-U

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. Privacy Policy Introduction This Privacy Policy aims to help you understand how we at Terrama handle personal information that we may collect when you use our website www.terra-ma .com. By using this website, you agree to our collection, use and disclosure of your personal information in accordance with this Privacy Policy. What personal information do we collect? When you use our website, we collect personal information which you voluntarily provide to us, such as your name and contact details when you register for talks and seminars which we organise, or your employment details if you send us your curriculum vitae in connection with employment opportunities with us. How do we use the personal information? If you do provide personal information to us, we may use the personal information for the following purposes: (a) administering and managing our relationship with you, including dealing with any requests or inquiries which you may have and providing services to you; (b) conducting our recruitment and selection process; (c) contacting you regarding any updates, events or publications which may be of interest to you; (d) managing our business and website; (e) meeting any legal, governmental or regulatory requirements and (f) such other purposes as permitted by applicable law or with your consent. All personal information provided to us will be kept confidential. However, we may be required to share your personal information with our offices, third-party service providers, agents and/or our affiliates or related corporations, and/or other third parties, whether located in Singapore or outside of Singapore, where it is necessary to carry out the purposes set out above. In these circumstances, we will share your personal data in accordance with applicable data protection laws. Before sharing your personal data, we will take all steps reasonably necessary to ensure that the transfer of your personal data is subject to appropriate safeguards. Cookies Cookies are pieces of information which are issued to your computer or mobile device when you visit a website, and which store and track information about your use of the website. We use cookies to store and track anonymous statistical information when browsing our website. We use this information to improve our website and to learn which parts of our website are most popular with users. Third-Party Links Our website may contain links to third-party websites whose data protection practices may differ from ours. We are not responsible for the content and privacy policies of these third-party websites, and we encourage you to consult their privacy policies before using the third-party websites. Contact Us Please contact us with any questions, concerns or comments you may have about this Privacy Policy. Changes We reserve the right to change this Privacy Policy from time to time. An y changes to this Privacy Policy will be posted on our website.

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. School of Carbon Markets As the world accelerates its transition toward net zero, carbon markets are emerging as a vital mechanism to channel finance into climate solutions. At Terrama, we believe that a just and credible carbon market ecosystem must be built on understanding , integrity , and inclusion . The School of Carbon Markets equips learners and practitioners with the essential knowledge and competencies to engage meaningfully and ethically in this dynamic field. Whether you are a policymaker, developer, investor, or community leader, this learning journey will help you connect the dots between climate ambition, carbon finance, and real-world impact. Gain a foundational understanding of how carbon markets work, from key terms and mechanisms to their role in climate finance and sustainable development. Fundamentals of Carbon Markets Read More Explore international cooperation under Article 6, including market-based approaches, governance frameworks, and implications for project developers. Article 6 of Paris Agreement Read More Explore voluntary and compliance carbon markets, carbon pricing mechanisms, and how to develop high-integrity carbon projects. Carbon Project Development Read More Understand the risks and ethical dimensions of carbon markets, and how strong governance can ensure environmental integrity and stakeholder trust. Carbon Market Risks, Governance & Ethics Read More Learn circular economy principles, waste management, and water conservation strategies. Sustainable Resource Management Read More Assess physical, transition, and financial risks related to climate change and develop resilience strategies for businesses and communities. Climate Risk & Resilience Read More Explore predictive climate models and scenario planning for assessing long-term climate trends. Climate Models & Scenarios Analysis Read More Understand frameworks for corporate climate transition planning, including TCFD-aligned disclosures. Transition Planning & Carbon Reporting Read More Fundamental of Carbon Markets Carbon markets are an essential tool in the global response to climate change. This module introduces the core concepts, systems, and actors that shape how carbon credits are generated, traded, and used. Course Outline: The origins and evolution of carbon markets The difference between voluntary and compliance markets Key terms and concepts: credits, offsets, registries, and standards The role of carbon markets in climate finance and net zero strategies How carbon markets intersect with sustainable development goals What You Will Learn: ✅ Define how carbon markets function and why they matter ✅ Distinguish between market types and players ✅ Navigate common terminology and frameworks ✅ Recognise the opportunities and limitations of carbon markets today Duration: 4 hours (Self-paced) Access The Course Fundamental of Carbon Markets Article 6 of the Paris Agreement Article 6 of the Paris Agreement opens the door to international carbon cooperation. This module dives deep into how Article 6 mechanisms work, with a focus on implications for countries, developers, and the integrity of emissions reductions. Course Outline: The structure and purpose of Article 6.2 and 6.4 How cooperative approaches and ITMOs (Internationally Transferred Mitigation Outcomes) operate Governance, transparency, and reporting obligations What Article 6 means for host countries, NDCs, and corresponding adjustments Opportunities and risks for project developers in emerging Article 6 markets What You Will Learn: ✅ Explain the significance of Article 6 in international climate policy ✅ Identify the key actors and responsibilities under each mechanism ✅ Understand how to position a project or jurisdiction for Article 6 participation ✅ Critically assess the trade-offs and safeguards involved Duration: 6 hours (Self-paced + Case Studies) Access The Course Carbon Project Development Behind every carbon credit is a project — and developing one requires both technical rigour and community insight. This module walks through the carbon project lifecycle, from design to issuance. Course Outline: Common project types: forestry, renewable energy, waste, cookstoves, and more How to set baselines, demonstrate additionality, and apply MRV protocols Navigating leading standards such as Verra and Gold Standard How to engage communities and apply safeguards meaningfully Challenges in project validation, verification, and registry processes What You Will Learn: ✅ Map out the key stages of carbon project development ✅ Apply core project development principles to real examples ✅ Understand what makes a project eligible, additional, and measurable ✅ Engage stakeholders in a way that builds trust and long-term benefit Duration: 15 hours (Self-paced + Industry Case Studies) Access The Course Carbon Market Risks, Governance & Ethics As carbon markets scale, so do the risks. This module explores how to build integrity into systems and decisions — from institutional governance to social safeguards. Course Outline: Risks of double counting, leakage, non-permanence, and over-crediting Governance models at project, national, and international levels Ethical considerations in carbon trading and project development The importance of transparency, consent, and justice How to recognise and prevent greenwashing What You Will Learn: ✅ Identify the key risks that undermine carbon market credibility ✅ Analyse governance structures for strengths and gaps ✅ Understand the ethical responsibilities of market participants ✅ Make informed decisions that prioritise trust, equity, and impact Duration: 15 hours (Self-paced + Practical Exercises) Access The Course Resource Mgmt Sustainable Resource Management Develop expertise in circular economy principles, waste management, water conservation, and energy efficiency for sustainable resource management. Course Outline: Circular economy principles and applications Sustainable waste management and recycling strategies Water conservation and responsible water use policies Renewable energy integration for resource efficiency Corporate sustainability case studies What You Will Learn: ✅ Understand circular economy principles and sustainable resource use ✅ Learn how to implement water and waste management strategies ✅ Explore corporate sustainability initiatives in resource conservation Duration: 5 hours (Self-paced + Case Studies) Access The Course Climate Risk Climate Risk & Resilience Assess physical, transition, and financial risks associated with climate change and develop resilience strategies for businesses, cities, and communities. Course Outline: Understanding climate risk categories (physical, transition, liability) Risk assessment methodologies and climate scenario analysis Strategies for climate adaptation and corporate resilience Case studies on climate risk management in financial and corporate sectors What You Will Learn: ✅ Learn how to identify and assess climate risks ✅ Develop climate resilience strategies for businesses and communities ✅ Understand financial risks linked to climate change Duration: 6 hours (Self-paced + Risk Assessment Tools) Access The Course Climate Scenario Climate Models & Scenario Analysis Explore predictive climate models and scenario analysis used in policy, finance, and corporate sustainability planning. Course Outline: Introduction to climate models and forecasting IPCC scenario analysis & applications Financial sector integration of climate risk modeling Case studies: Climate risk models in corporate strategy What You Will Learn: ✅ Understand how climate models predict future climate impacts ✅ Learn how businesses use climate scenario analysis ✅ Explore financial and policy applications of climate modeling Duration: 6 hours (Self-paced + Scenario Planning) Access The Course Transition Planning & Carbon Reporting Learn how companies plan their climate transition, align with TCFD reporting, and integrate carbon disclosures into ESG strategies. Course Outline: Principles of climate transition planning Aligning corporate strategy with net-zero targets Carbon disclosure frameworks Case studies: Corporate carbon transition plans What You Will Learn: ✅ Learn how to develop and implement transition plans ✅ Understand how corporations disclose carbon risks and performance ✅ Explore best practices for carbon-related financial reporting Duration: 5 hours (Self-paced + Practical Reporting Exercises) Access The Course

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. Our Academy At Terrama, we believe that credible climate and sustainability action begins with deep, practical knowledge. The Terrama Academy equips professionals, businesses, and institutions with the expertise needed to lead in a rapidly evolving sustainability landscape. 1. School of Carbon Markets This school provides foundational to advanced training on voluntary and compliance carbon markets, project design and development, and Article 6 mechanisms under the Paris Agreement. Learners gain hands-on knowledge in carbon accounting, credit integrity, verification, and market risks. Learn More 2. School of Sustainable Finance The School of Sustainable Finance equips learners with the expertise and practical skills to thrive in the evolving field of sustainable finance. Whether you’re an investment manager, financial analyst, policymaker, or corporate leader, these courses provide the knowledge to integrate ESG, assess climate risks, and drive responsible financial strategies that align with global sustainability goals. Learn More 3. School of Responsible Reporting The School of Responsible Reporting empowers learners to report on sustainability performance in line with evolving regulatory, stakeholder, and ethical expectations. It integrates responsible marketing, ESG disclosure, and anti-greenwashing principles with hands-on tools. Learn More

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. School of Sustainable Finance The School of Sustainable Finance empowers finance learners to integrate ESG considerations, climate risk, and impact finance into decision-making. Our courses guide leaders through taxonomies, climate finance regulations, and sustainability-linked investments—equipping them with strategies that maximise returns, minimise costs, and reduce risks to support a sustainable, just transition. Understand the fundamentals of sustainable finance, ESG integration, and impact investing. Foundations of Sustainable Finance Read More Learn how to assess ESG risks and opportunities in investment decision-making. ESG Risk Assessment & Financial Integration Read More Gain insights into sustainable investing approaches (e.g., negative/exclusionary screening, best-in-class selection, thematic investing). Sustainable Investment & Impact Finance Read More Understand how financial institutions integrate ESG factors into credit risk analysis and lending decisions. Sustainable Corporate Finance & Lending Read More Explore financing mechanisms for climate action, decarbonisation, and just transition. Climate & Transition Finance Read More Understand global sustainable finance taxonomies, including EU Taxonomy, ASEAN, and Singapore's Green Finance Framework. Taxonomies & Regulatory Frameworks Read More Foundations of Sustainable Finance This course introduces the fundamentals of sustainable finance, including ESG investing, green financial instruments, and impact measurement. Course Outline: Principles of sustainable finance & ESG investing Types of sustainable financial products (green, social, and sustainability-linked bonds & loans) Role of financial institutions in climate action & sustainable development Overview of impact finance and blended finance What You Will Learn: ✅ Understand the fundamentals of sustainable finance and ESG investing ✅ Learn about green bonds, sustainability-linked loans, and social finance ✅ Identify key players and regulations shaping sustainable finance Duration: 3 hours (Self-paced) Access The Course ESG Risk Assessment & Financial Integration Explore how ESG risks impact financial performance and learn how investors integrate sustainability factors into valuation and risk management. Course Outline: ESG risks in credit, market, and operational risk frameworks Materiality of ESG risks in financial decision-making ESG ratings, scoring methodologies, and portfolio integration Case studies: ESG risk management in asset management & banking What You Will Learn: ✅ Assess ESG risks and their impact on financial stability ✅ Understand how banks, investors, and insurers evaluate ESG risks ✅ Apply ESG risk assessment methodologies in financial analysis Duration: 6 hours (Self-paced + Case Studies) Access The Course Carbon Credits Impact Finance Sustainable Investment & Impact Finance Learn responsible investment strategies, including thematic investing, ESG integration, and impact measurement for financial institutions. Course Outline: ESG investing strategies (exclusionary screening, best-in-class, thematic, impact investing) Measuring impact: SDG alignment, ESG KPIs & reporting Role of PRI (Principles for Responsible Investment) and fiduciary duty Case studies: Sustainable funds & ESG portfolio construction What You Will Learn: ✅ Differentiate between sustainable investing strategies ✅ Learn how to measure and report ESG impact in financial investments ✅ Understand regulatory expectations for ESG funds and disclosures Duration: 6 hours (Self-paced + Case Study Analysis) Access The Course Transition Finance Green & Transition Finance Understand how green and transition finance drive decarbonisation, including green bonds, transition bonds, and climate-linked financial instruments. Course Outline: Understanding Green & Transition Finance Frameworks EU Taxonomy & ASEAN Taxonomy for Sustainable Finance Sustainability-linked instruments: bonds, loans & investment vehicles Role of central banks & policy incentives in green finance What You Will Learn: ✅ Learn the fundamentals of green and transition finance ✅ Understand how taxonomies impact sustainable financial markets ✅ Explore how sustainability-linked financial instruments work Duration: 5 hours (Self-paced + Practical Exercises) Access The Course Sustainable Corporate Finance & Lending Understand how financial institutions integrate ESG into lending decisions, including sustainability-linked corporate financing. Course Outline: ESG in corporate credit risk and lending Sustainability-linked loans & bonds Corporate finance strategies for ESG-driven businesses Case studies: How banks assess ESG risks in lending What You Will Learn: ✅ Understand how ESG factors influence corporate lending ✅ Learn about sustainability-linked loans and risk-adjusted financing ✅ Gain insights into corporate ESG integration strategies Duration: 5 hours (Self-paced + Practical Exercises) Access The Course Taxonomies & Regulatory Frameworks Understand global sustainable finance taxonomies and regulatory frameworks, including EU Taxonomy, SFDR, SEC ESG disclosures, and ASEAN regulations. Course Outline: Overview of EU Taxonomy, ASEAN Taxonomy, SFDR, and SEC ESG rules How taxonomies classify sustainable vs. non-sustainable activities The role of regulators, central banks, and financial institutions Compliance strategies for financial institutions & corporations What You Will Learn: ✅ Understand global sustainable finance taxonomies & their classifications ✅ Learn how regulatory trends impact sustainable finance ✅ Gain insights into sustainability disclosures for financial institutions Duration: 5 hours (Self-paced + Regulatory Deep Dive) Access The Course

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. School of Responsible Reporting & Systems Thinking The School of Responsible Reporting & Systems Thinking supports sustainability and communications practitioners to engage deeply with the process behind the report — cultivating awareness, discernment, and systems thinking in how we gather, interpret, and share sustainability information. Here, reporting becomes more than disclosure. It becomes a practice of responsible observation, relational accountability, and purposeful communication — grounded in the understanding that how we report is as important as what we report. Learn the fundamentals of sustainability reporting and explore how mindful practices applied during data collection, reflection, and decision-making can lead to more purposeful, credible, and aligned disclosures. Foundations of Responsible Reporting Read More Learn to see the forest, not just the trees. Develop the capacity to map complexity, trace root causes, and tell stories that honour the interconnected nature of people, planet, and purpose. Systems Thinking for Sustainability Communicators Read More Ground your words in wisdom. Explore how transparency, accountability, and humility shape the way we represent people, nature, and progress — and what it means to communicate with care. Ethics & Responsibility in Sustainability Communication Read More Move beyond the checklist. This module invites you to use data not just to inform, but to engage — making space for both what is measurable and what truly matters. Materiality, Metrics & Meaning Read More Learn how third-party ESG assurance and audit processes ensure credibility and compliance. Assurance & Verification of Sustainability Reports Read More Learn how to craft compelling sustainability stories using data, visuals, and narrative. ⁠An Engaging Narrative: An Integrative Verbal & Visual Approach to Storytelling Read More Foundations of Responsible Reporting Build a strong grounding in sustainability reporting while exploring how mindfulness can enhance the awareness, intentionality, and integrity behind what we choose to measure, prioritise, and disclose. Course Outline: Introduction to sustainability reporting: its purpose, evolution, and role in business Transparency and accountability as ethical foundations of reporting Key stakeholder expectations and the changing regulatory landscape Overview of global reporting frameworks (GRI, ISSB, TCFD, etc.) Integrating mindful practices in the process leading to reporting — from data gathering to decision-making and narrative framing Cultivating presence and discernment when translating information into clear, purposeful disclosure What You Will Learn: ✅ Understand the fundamentals of ESG reporting and its role in corporate strategy ✅ Identify key stakeholders and their evolving expectations around disclosure ✅ Recognise major sustainability reporting frameworks and how they apply in context ✅ Apply mindful approaches in upstream processes — such as inquiry, listening, and reflection — to enhance the integrity of your reporting ✅ Strengthen presence and intentionality in how sustainability information is shared Duration: 8 hours (Self-paced) Access The Course Systems Thinking for Sustainability Communicators Learn to communicate complexity with clarity by applying systems thinking to your reporting and storytelling approach. Course Outline: Introduction to systems thinking and feedback loops Mapping cause and effect: leverage points and unintended consequences Identifying boundaries, actors, and time scales in reporting Communicating complexity without oversimplification Using systems thinking to structure narratives and disclosures What You Will Learn: ✅ How to apply systems thinking to uncover deeper narratives in sustainability ✅ Ways to structure content that reflects real-world complexity and interdependence ✅ Tools to visualise systems and communicate relationships with clarity ✅ How to avoid siloed or fragmented communication ✅ Techniques to foster holistic and forward-looking sustainability narratives Duration: 8 hours (Self-paced + Case Studies) Access The Course Ethics and Responsibility in Sustainability Communications Explore how transparency, integrity, and equity build trust in sustainability narratives. Course Outline: Core principles of ethical reporting and transparency Recognising and avoiding greenwashing and performative disclosures Navigating dilemmas of selective truth, omission, and spin Power, representation, and voice in sustainability narratives Building trust through balanced view and honest reflection What You Will Learn: ✅ Ethical considerations when crafting sustainability reports and narratives ✅ How to identify and address common pitfalls and blind spots in communication ✅ Practices to ensure inclusivity, fairness, and accuracy ✅ A values-based framework for responsible storytelling Duration: 8 hours (Self-paced + Case Study Exercise) Access The Course Materiality Materiality, Metrics and Meaning Go beyond compliance — connect data to purpose and tell stories that reflect what truly matters. Course Outline: Understanding materiality: impact, stakeholder relevance, and risk Integrating systems thinking into materiality assessments Balancing metrics with narrative and qualitative insight Communicating uncertainty, nuance, and what’s emerging Elevating meaning through coherence and relevance What You Will Learn: ✅ How to assess and prioritise what truly matters — internally and externally ✅ The role of data in telling meaningful sustainability stories ✅ How to bring depth and context to quantitative reporting ✅ Strategies to communicate both numbers and nuance ✅ A framework for aligning metrics with impact, purpose, and trust Duration: 8 hours (Self-paced + Instructor Q&A) Access The Course Assurance & Verification of Sustainability Reports Learn the third-party assurance process for sustainability reports and explore standards like ISSA 5000, ISAE 3000, AA1000AS, and CSRD audit requirements. Course Outline: The role of ESG assurance & verification Understanding ISSA 5000, ISAE 3000, AA1000AS standards ESG auditing process & best practices Preparing for independent assurance reviews What You Will Learn: ✅ Understand the importance of third-party ESG assurance ✅ Learn how to apply ISAE 3000, AA1000AS, and CSRD audit standards ✅ Prepare sustainability reports for independent verification Duration: 8 hours (Self-paced + Expert-Led Session) Access The Course An Engaging Narrative: An Integrative Verbal & Visual Approach to Storytelling Be clear on the implications in making greenwashing claims, know the regulatory boundaries surrounding greenwashing, and be confident in representing sustainability efforts fairly. Course Outline: Foundations of storytelling in sustainability Building a compelling sustainability narrative Visual storytelling techniques Engaging stakeholders with multi-channel storytelling Workshop & application What You Will Learn: ✅ How to craft a compelling sustainability narrative aligned with corporate purpose ✅ Techniques for integrating data and qualitative storytelling ✅ Best practices for using visuals to enhance impact and engagement ✅ Strategies to ensure authenticity, credibility, and avoid greenwashing ✅ Multi-channel communication approaches to maximize stakeholder engagement ✅ Practical skills in developing and refining a sustainability report story Duration: 5 hours (Self-paced + Expert-Led Session) Access The Course

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. Exchange Programmes & Collaborations Our Exchange Programmes and Collaborations create meaningful opportunities for practitioners, learners, and leaders to engage in shared learning, real-world application, and cross-border collaboration. These initiatives are designed to build capacity, deepen regional understanding, and accelerate climate and sustainability outcomes across ASEAN and Asia. Systems Thinking for Sustainability Exchange A facilitated leadership development track for changemakers driving sustainability transformations within organisations, communities, or ecosystems. Participants engage in experiential learning, systems thinking workshops, and peer coaching to cultivate long-term collaborative leadership capacity. Academy & Industry Co-Labs Hands-on learning labs where participants work alongside practitioners on live consultancy projects—"Impact of Mindfulness on Sustainable Development" Carbon Markets Study Tours (Virtual/ In Person) Immersive learning journeys to key carbon market hubs such as Singapore, Bhutan, and Indonesia. Participants explore policy design, project implementation, and market mechanisms, tailored for regulators, developers, and financiers. Student & Youth Internship Track Offering students and early-career professionals meaningful exposure to the sustainability sector through placements linked to research, advisory work, and on-the-ground project implementation.

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. Press https://www.wbcsd.org/Overview/News-Insights/3blnews?mid=302251&pgno=2&fdpgno=1 AccountAbility Releases New Translations of the AA1000 AccountAbility Principles (AA1000AP, 2018) in Spanish, Portuguese, and Bahasa Indonesian TWEET ME: Now Available: Spanish, Portuguese, and Bahasa Indonesian translations of AccountAbility's signature sustainability management framework and guidance document, the AccountAbility Principles (AA1000AP, 2018) https://bit.ly/3lfQDdE MULTIMEDIA FROM THIS RELEASE Back to headlines Newsroom: AccountAbility 08 October 2020 - 08:00am NEW YORK/LONDON, October 8, 2020 /3BL Media/ - AccountAbility is pleased to announce the launch of additional translations –Spanish, Portuguese, and Bahasa Indonesian – of its signature sustainability management framework and guidance document, the AccountAbility Principles (AA1000AP, 2018). These translations are now available for free download on AccountAbility’s website. The AccountAbility Principles have been applied for over two decades by organizations of all sizes and across industry sectors to successfully identify, prioritize, and respond to sustainability challenges to improve their overall, long-term performance. The AA1000AP (2018) serves as the foundation of the AA1000 Series of Standards, and offers an informed update to the firm’s internationally accepted, principles-based approach to sustainability management for the 21st Century. Today’s release of the Spanish, Portuguese, and Bahasa Indonesian translations of the AA1000AP (2018) would not have been possible without AccountAbility’s generous translation sponsors and peer reviewers – who donated their time and expertise to advance the global accessibility of this critical sustainability guidance document. In recognition of the invaluable contributions of these partners, AccountAbility is honored to share their unique perspectives and insights related to bringing these new translations to market. Spanish AA1000AP (2018) Translation The Spanish version of the AA1000AP (2018) was translated and sponsored by the Madrid-based professional services firm and AccountAbility-licensed Assurance Provider, UHY Fay & Co . Max Gosh, Managing Director at UHY Fay & Co, shared the following statement regarding the launch of this translation: “The rapid changes and the multiple challenges businesses have to face in the current global context have made it ever more evident that businesses need to become more efficient and proactive in identifying, prioritizing, and responding effectively to key sustainability issues. For us at UHY FAY & Co Madrid, it has been a pleasure to collaborate with AccountAbility in the AA1000AP (2018) Standard translation. The Accountability Standards have played a decisive role in how we, as consultants, approach our sustainability practice, and we hope that many other companies will benefit from the guidance provided by the standard… It is our hope that the availability of this framework in Spanish will have a significant impact on the promotion of the best sustainability practices across Spain, Latin America, and other Spanish-speaking countries – which will positively contribute to the global business community.” AccountAbility-licensed Assurance Provider, Sustaina Value, Chile , conducted the peer-review of the Spanish translation. Dr. Luis D. Torres, Associate Director at Sustaina Value, expressed: “We believe it is important to make the AA1000 AccountAbility Principles available to Spanish speakers, and are happy to have contributed to this process. The AA1000AP (2018) Standard is not only a key framework for organizations wanting to effectively manage sustainability, but also the basis for external assurance on sustainability reporting.” Portuguese AA1000AP (2018) Translation The Portuguese translation of the AA1000AP (2018) was expertly peer reviewed by the AccountAbility-licensed Assurance Providers PwC Portugal and the Brazil-based firm Conecta Consultores . Cláudia Coelho, Sustainable Business Solutions Director at PwC Portugal, shared regarding the translation: “This standard provides a structured framework for the identification, prioritization, and response to sustainability challenges, integrating stakeholder's perspectives in the process. The Portuguese translation will contribute to the dissemination and adoption of the AA1000 Principles amongst companies in Portuguese-speaking countries." Marcelo Aversa, Partner at Conecta Consultores, reinforced the value of developing this translation for Portuguese-speaking audiences, voicing: “AccountAbility’s AA1000 Series of Standards (Principles, Engagement, and Assurance) provide rigor and credibility in the implementation and/or Assurance processes of ESG criteria. As a Licensed Assurance Provider, it was a great honor for Conecta Consultores to collaborate in the Portuguese translation of the AccountAbility Principles, and we hope it will contribute to a greater use of the Standards by Brazilian companies.” Bahasa Indonesian AA1000AP (2018) Translation The Bahasa Indonesian version of the AA1000AP (2018) was translated and sponsored by SYR Solutions Pte Ltd, an AccountAbility-licensed Assurance Provider and professional services firm based in Singapore. Tan Bee Lay, Founding Director and Principal Consultant of SYR Solutions Pte Ltd, stated regarding the Bahasa Indonesian translation of the AccountAbility Principles: “The AA1000 Series of Standards continue to empower companies to move beyond a compliance approach, toward one that is value-driven and outcome oriented. As sustainable development makes real progress in Indonesia through Indonesia Vision 2050, it is our privilege to make the AA1000AP (2018) available to the Bahasa Indonesian-speaking audience.” The Bahasa Indonesian translation was peer reviewed by the AccountAbility-licensed Assurance Provider, Moores Rowland Indonesia . Ali Rahmadi, Head Division of Sustainability Services, emphasized the value of this translation by sharing: “Moores Rowland believes that whether a reporting company, assurer, or information consumer, the AA1000AP 2018 is the go-to standard for implementing, reporting, and assuring ESG reports. Believing strongly in the Business Purpose of a Corporation, Moores Rowland is proud to have played its part in helping to promote the growth of ESG reporting in the region through this Indonesian translation.” This announcement comes on the heels of AccountAbility’s release of German and Simplified Chinese Translations of the AA1000AP (2018), with more translations in Italian and French anticipated later this fall to further expand global access to principles-based sustainability guidance The AccountAbility Principles and its translations may be downloaded at http://www.accountability.org/standards/ along with the latest versions of other standards in the AA1000 Series of Standards. -- About AccountAbility AccountAbility is a global consulting and standards firm that works with businesses, investors, governments, and multi-lateral organizations to achieve opportunities, advance responsible business practices, and transform their long-term performance. We focus on delivering practical, effective, and enduring results that enable our clients to succeed. Contact: Megan Maher megan.maher@accountability.org AccountAbility

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. Our Consultancy Services At Terrama, we offer tailored sustainability consultancy services and solutions to meet evolving challenges. By integrating expertise across carbon markets, finance, and communications, we drive innovation and deliver lasting impact. 1. Carbon Markets & Decarbonisation Design and implement high-integrity carbon strategies and projects that align with international standards. Project Design & Development We guide you through the full carbon project lifecycle—from feasibility and high-integrity credit design in voluntary and compliance markets to navigating Article 6 mechanisms under the Paris Agreement. Risk, Governance & Ethical Assurance Ensuring environmental integrity and stakeholder trust through robust risk evaluation, governance frameworks, ethics due diligence, and transparency protocols. Article 6 & Compliance Solutions Support for navigating UNFCCC mechanisms—transactional structures, tracking systems, international co‑operation—to unlock access to high‑integrity offsetting and trading. 2. Sustainable Finance Our team enables access to green finance and helps you assess and respond to climate-related financial risks and opportunities through robust strategy, risk analysis, and ESG integration. ESG Strategy & Integration We help your organisation develop and embed Environmental, Social, and Governance (ESG) factors into their financial strategies, risk management, and investment decisions. Sustainable Finance Policy and Regulatory Advisory We support you in navigating the fast-evolving landscape of sustainability-related financial regulation so as to ensure compliance while positioning your organisaiton as a sustainability leader. Climate Risk & Resilience We help you assess the financial impact of climate change on your operations and investments, and build climate-resilient strategies as well as comply with emerging risk disclosure requirements. 3. Responsible Marketing & Reporting We ensure your sustainability claims and communications are accurate, transparent, and aligned with global standards—mitigating reputational risk and strengthening stakeholder confidence. Responsible Communication Strategy Crafting ESG narratives and sustainability campaigns that reflect authentic values and foster stakeholder trust. We apply responsible marketing principles to avoid greenwashing, emphasising credibility through transparency. Education & Competency Building We equip your teams via tailored workshops and “Head, Heart, Hands, Impact” learning experiences to internalise sustainability principles, and embed them into marketing, investor relations, and external disclosures. Stakeholder Engagement & Assurance Facilitating meaningful dialogue—through ethics, human rights and materiality mapping—paired with third-party validation and adherence to global frameworks (UNGC, AA1000, AA1000AS).

We build competencies and capacity to turn sustainability knowledge into meaningful, measurable change. Client Impact Terrama’s 3H1M framework is at the heart of our approach, ensuring sustainability principles are understood, applied, and scaled for systemic impact. With deep expertise and a personalised, outcomes-driven method, we deliver solutions tailored to each client’s goals—whether embedding sustainability into culture or supporting credible sustainability reporting. We offer a flexible mix of strategic advice, reporting support, training, and assurance, adapted to each stage of the sustainability journey. By applying the 3H1M model, we equip individuals and teams with practical skills, a transformative mindset, and the tools to lead meaningful, lasting change. Some of our client projects include: Sustainability Leadership for Conservation A programme designed to develop the skills needed for implementing sustainable practices that balance conservation goals with operational efficiency for an orang utan sanctuary. 3H1M Application : Head (Knowledge): In-depth training on sustainable conservation strategies that balance environmental goals with operational efficiency. Heart (Mindset): A leadership-driven commitment to integrating conservation efforts with business operations. Hands (Skills): Practical competencies in implementing conservation-aligned business practices within organizations. Impact: Strengthened capacity for systemic change by embedding conservation into long-term strategic planning Circular Economy Approaches to Food Waste A programme dedicated to repurposing food waste into new resources, emphasising upcycling and the creation of sustainable value chains for a tourism island. 3H1M Application : Head (Knowledge): Education on circular economy principles and sustainable value chains. Heart (Mindset): Cultivating an innovation-driven sustainability culture in waste management. Hands (Skills): Practical application of upcycling food waste into new resources and value-added products. Impact: Enabling a system-level shift toward regenerative food systems and waste reduction. Renewable Energy Policy and Sustainable Finance for SMEs A course designed to offer an accessible introduction to renewable energy regulations, incentives, and financing tools, enabling businesses to align sustainable practices with economic viability and unlock renewable energy opportunities. 3H1M Application : Head (Knowledge): Insights into renewable energy policies, incentives, and regulatory frameworks. Heart (Mindset): A proactive approach to integrating sustainable energy solutions within SMEs. Hands (Skills): Tools and methodologies for aligning business models with renewable energy opportunities. Impact: Driving widespread adoption of renewable energy practices in the SME sector. Sustainable Sourcing Fundamentals An introduction to the principles of sustainable sourcing, covering key concepts, market drivers, and best practices, with a focus on the ISCC PLUS standards and certification processes for agriculture supply chains. 3H1M Application : Head (Knowledge): Understanding key concepts, market drivers, and ISCC PLUS certification for sustainable sourcing. Heart (Mindset): Commitment to ethical sourcing and responsible procurement practices. Hands (Skills): Practical training in certification processes for agricultural supply chains. Impact: Strengthening supply chain resilience through sustainable sourcing strategies. Sustainable Compliance in Used Cooking Oil Processing Verification of Used Cooking Oil (UCO) traceability and compliance, ensuring proper record-keeping, on-site inspections, and mass balance audits, with a focus on identifying risks, recommending corrective actions, and enhancing transparency for sustainable biofuel certification. 3H1M Application: Head (Knowledge): Guidelines on UCO traceability, compliance, and international certification standards. Heart (Mindset): Emphasising the importance of transparency and accountability in biofuel certification. Hands (Skills): Training in record-keeping, on-site inspections, and mass balance audits. Impact: Enhancing supply chain integrity and ensuring regulatory compliance for biofuels.